PayPal Statistics: Accounts, Payment Volume and Revenue

PayPal reported 439 million active accounts at the end of Q2 2026, $486.4 billion in total payment volume (TPV) for the quarter (+10%) and $8.68 billion in net revenues (+5%). For full-year 2025 it reported $1.79 trillion in TPV and $33.2 billion in net revenues. Active accounts are not unique people, and TPV is not PayPal's revenue. Each figure below carries its period, definition and source. Last checked: 2026-10-05.

Top Line PayPal Statistics

TPV, Revenue, Active Accounts and Unique Users Are Different Measures

• TPV is the value of payments moving through PayPal. It reflects merchant sales and transfers.
• Net revenues are what PayPal earns from that activity. In Q2 2026 they were about 1.8% of TPV.
• Active accounts count accounts, not people. Someone with a personal and a business account counts twice.
• Unique users are not reported by PayPal, so any figure labeled that way is an estimate or a relabeling of accounts.

PayPal Quarterly Results: Q4 2025 to Q2 2026

Quarterly and annual TPV should not be compared directly. Four quarters of 2025 sum to the $1.79 trillion annual figure. Q2 2026 TPV is a single quarter.

How Many People Use PayPal?

PayPal reports 439 million active accounts, flat year over year in Q2 2026 (+0.3%). Active accounts grew 1.1%, or 4.7 million, during 2025, per the PayPal Q4 and full year 2025 earnings release. The figure combines consumer and merchant accounts, including accounts from platform access partners. Because people can hold more than one account, the number of unique people using PayPal is lower and is not published.

PayPal Products: Keep Populations Separate

PayPal-wide figures above cover the whole company. PayPal's branded checkout, Venmo, Braintree and other products have their own metrics, and their volumes and user counts do not add up to the company totals. This page does not combine them. For Venmo, branded checkout or Braintree figures, read the segment disclosures in the PayPal quarterly results materials and keep each product's definition with its number.

PayPal Market Share: Define the Measure

PayPal does not report a market share. Three different things get called market share: share of payment volume, share of online sales by method, and share of websites where a tracker detects a PayPal button. They give different answers and are not interchangeable. Website-technology trackers such as Datanyze count detected sites, which says nothing about sales volume, and they are independent estimates. Figures from those trackers were not re-verified for this update and are not repeated here.

PayPal and Stripe: Volume Comparison

Both are calendar-year totals, but the companies define volume differently, so use this as scale context. See Stripe statistics for Stripe's definitions.

PayPal Dispute Rate Threshold

PayPal's help center defines the merchant dispute rate as the dollar amount of disputed items divided by net sales over the trailing three calendar months. At 1.5% or higher, with more than 100 transactions in that window, an account can be classified as High Volume and charged a High Volume Dispute Fee, and Seller Protection and response windows can change. Check the current terms on PayPal's help center before relying on a threshold, because PayPal can revise them. For fee context across processors, see chargeback fees. Chargeflow supports PayPal disputes.

Global Chargeback Outlook

A Datos Insights study for Mastercard projects about 324 million chargebacks worldwide by 2028, a 24% increase, and found that 45% of chargebacks are identified by merchants as fraud. The study covers the United States, United Kingdom, Brazil and Australia and describes card disputes in general. It is a global trend and not a forecast of PayPal's own dispute volume.

Related Payment Statistics

For wallets and installments, see BNPL statistics. For another payments company's reported figures, see Stripe statistics.

PayPal Statistics FAQs

How many people use PayPal?

PayPal reports 439 million active accounts as of Q2 2026. An active account completed a transaction in the past 12 months. This counts accounts, not unique people, so the number of individuals is lower.

How much payment volume does PayPal process?

$486.4 billion in Q2 2026 (+10%) and $1.79 trillion in full-year 2025 (+7%). The first figure is one quarter and the second is a year.

What is PayPal's market share?

PayPal does not publish one. Share depends on whether you count payment volume, online sales or detected websites, and each source and method gives a different answer. Cite the source, measure and date.

How much revenue does PayPal make?

PayPal reported $33.2 billion in net revenues for 2025 (+4%) and $8.68 billion for Q2 2026 (+5%).

Sources

• PayPal Q2 2026 earnings release
• PayPal Q4 and full year 2025 earnings release
• PayPal quarterly results
• Stripe 2025 update

Figures come from the sources above and were checked on 2026-10-05.